Americasa is proud to support our service members! You’ve served us, now is the time to achieve your American dream. Most veterans and service members won’t need a downpayment. You can qualify with a lower credit score and more debt compared to conventional loans. VA loans don’t require mortgage insurance. If you already have a VA loan, you can refinance up to 100% of your home’s value to get cash out. Have a VA loan now and don’t need cash out? Ask us about refinancing up to 120% of your home’s value.